A high percentage of people don't carry cash anymore.

With businesses today, ninety percent of people pay with credit cards. And a majority of those use a Visa or MasterCard logo ATM bank card. The need for carrying cash is fading quickly, and the measures that credit card companies are taking now to make sure every transaction is safe, gives people a sense of security.

With Fraud Protection, credit cards companies reverse fraudulent charges with no repercussion to the customers’ credit card. With all the information required, usually the monies used in the fraudulent purchase are refunded with in 24 hours.

The ease of using a credit card at most locations is making it so even fast food restaurants are making it possible to use credit cards instead of only cash. Gift cards are now available in credit cards instead of going to a specific store, making those holiday credit cards a huge success.

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