Scan Alert PCI Compliance is a basic service being offered to VirtualTrak Technology merchants Free for the first year. This service only includes the quarterly Scan, assistance with the annual questionnaire and a PCI compliance certificate. Scan Alert Hacker Safe service offers extended PCI services, such as daily Scans instead of quarterly, assistance with the annual questionnaire and a Hacker Safe logo to place on the merchant’s website. The Hacker Safe logo has been proven to increase consumer confidence, thus boosting merchant sales. Hacker Safe PCI can be purchased by VirtualTrak Technology merchants at a discounted rate depending on the merchant’s transaction volume. Scan Alert should be contacted directly for details.

Find out how to become pci compliant and get your PCI Security Certification Service.

Labels: hacker safe, merchants, online store security, pci compliance, scanalert

For example, with American Express, the card itself has a 4 digit number above the credit card number to manually add before credit cards are processed. Using Visa, MasterCard or Discover? There is a 3 digit number that will need to be manually entered as well, ensuring that the credit card is real.

Some information to keep in mind about online credit card processors like PayPal and other companies is they have higher processing fees than most Credit Card Processors because they have a set amount per charge per processing fee, unlike Credit Card Processors that can some times negotiate the processing fees.

Most important to the merchant, make sure you research whom you are going through. There are a lot of flashing advertisements out there quoting a specific amount for processing. Make sure it is true. Most of those are for companies that have a very large processing amount. Or process a lot of cards. Protect your self and at the same time that will ensure security to the consumers that want to purchase the goods and services your company provides.

Request more information to start accepting credit cards today!

Labels: credit card processing, credit card processors, merchants, paypal, processing fees

What can a merchant, who accepts online, phone, or mail transactions, do to as a means of security protection to prevent themselves from falling victims to accepting stolen credit cards or fake credit card numbers? Merchants can help secure payment gateways by using the Address Verification System (AVS).

The Address Verification System was originally used in the case of in person purchases where merchants could verify cards because they had embedded holograms or on-card photo ids. However, this does not help with online, phone, or mail transactions. But, AVS can provide secure payment gateways by having the merchant verify credit card data, such as billing address and zip code, against the Visa®/Mastercard billing information of the cardholder. This layer of security protection allows merchants to further investigate a transaction if the billing information provided by the Address Verification System does not match that the customer provides.

It benefits the merchant to use the Address Verification System because they are fully liable for all transactions they take that are performed without the person being in front of them. So if they accept a fraudulent transaction, they experience what is known as a chargeback. A chargeback refunds the customer from the merchant’s bank account. In addition, the merchant must pay a fine to the bank and credit card associations penalize them.

By using the Address Verification System, a merchant can protect both the customer and himself from counterfeit charges. To learn more about the AVS, please visit Address Verification System.

Keywords: address verification system, address verification, chargeback, merchants, payment gateways

Labels: address verification, address verification system, chargeback, merchants, payment gateways